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The initial in-hand salary of SBI PO ranges between Rs. 80000 to 85000 per month, including various allowances and deductions.
What are the major components of the SBI PO Revised Salary Structure?
The major components of the SBI PO Revised Salary Structure include basic pay, special allowance, dearness allowance (DA), location allowance, and various other allowances.
What is the pay scale for SBI PO Salary 2025?
The pay scale for SBI PO Salary 2025 is Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920.
What are the deductions applied to the SBI PO salary?
Deductions from the SBI PO salary include contributions to the Provident Fund (PF), income tax, professional tax, and contributory pension fund.
What are the allowances included in the SBI PO Salary Structure 2025?
The allowances and perks included in the SBI PO Salary Structure 2025 are HRA, DA, Medical Insurance, Travelling Allowance, Furniture Allowance, Petrol and other allowances
What is the inhand salary for SBI PO 2025?
The SBI PO In Hand Salary is between Rs. 80000 to Rs. 85000 per month based on the basic pay of Rs. 48,480.
What is the SBI PO Salary after 5 years?
SBI PO Basic Salary After 5 Years is Rs. 58,480.
SBI PO Salary 2025, Revised Salary Structure, Pay Slip, In Hand Salary
SBI PO Salary 2025 is Rs. 48,480-2000/7 to Rs. 62,480-2340/2 Rs. 67,160-2680/7 to Rs. 85,920. Check revised SBI PO Salary 2025 along with In Hand Salary, Salary Structure, DA, HRA, and other allowances here.
Priyanka Dahima19 Jul, 2025
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SBI PO Salary 2025: For the Financial Year 2024-25, the SBI PO Salary has been revised, and the SBI PO revised salary structure is detailed in the article, as per the official notification. For the banking aspirants, the Salary offered to the SBI PO (State Bank of India Probationary Officer) is a significant source of attraction as the basic pay has been revised.
Now the competition is going to be tougher for the SBI PO Vacancy as the salary package exceeds that of other nationalized banks. In the blog below, you can find the comprehensive details of the SBI PO Revised Salary 2025, career advancement, allowances, and promotion opportunities.
The SBI PO salary is a significant factor attracting candidates aspiring to join the State Bank of India as Probationary Officers. For 2025, the State Bank of India has provided the details of the SBI PO Revised Salary 2025, now it has been increased to Rs. 48,480, which includes four advance increments.
The SBI PO Grade Pay 2025 is Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920. This means that a Probationary Officer will start with a basic salary of Rs. 48,480, receiving an annual increment of Rs. 2,000 for the next seven years.
After that, the basic salary rises to Rs. 62,480 with yearly increments of Rs. 2,340 for two years, followed by further increments leading up to an SBI PO Net Salary 2025 of Rs. 85,920
SBI PO Salary Structure 2025
The SBI PO Basic Pay is Rs. 48480 with 4 subsequent increments, and the starting SBI PO In Hand Salary for an SBI Probationary Officer (PO) is between Rs. 84000 to 85000. We have tabulated below the SBI PO salary structure 2025 with detailed information, including Special Allowances, HRA, DA, Learning Allowances, Deduction, SBI PO Gross Salary, etc.
SBI PO Salary In Hand 2025
The SBI PO in-hand salary 2025 is between Rs. 80000 to Rs. 85000 per month based on the basic pay of Rs. 48,480. Also, the annual salary for SBI PO ranges from a minimum of 8.20 lakhs to a maximum of 13.08 lakhs. This is because apart from the basic wage, the SBI store employee gets other benefits like retirement, CCA, health, and other allowances. In addition, the amount of all these allowances varies depending on the region where the applicant is posted.
SBI PO Salary Slip 2025
While preparing for the exam, the candidate needs to know the SBI PO Salary Slip 2025 details. The SBI PO Salary Slip 2025 contains the details of the selected candidate's pay structure. We have attached below the Image of the SBI PO Salary Slip for your reference of a Probationary Officer who joined the organization on 01st July 2024.
SBI PO Salary Per Month
Probationary Officer (SBI PO) salaries start at ₹48,480 and increase by ₹56,480 over four advance increments. The monthly in-hand wage, including allowances, usually falls between ₹80,000 and ₹85,000. The net monthly in-hand pay might drop to around ₹77,076 before deductions like taxes and NPS.
SBI PO Salary 2025 Deductions
SBI POs receive various benefits in terms of deductions that they can claim while filing their Income Tax Return (ITR) and calculating their tax liabilities. The table below lists all the deductions in the SBI PO Revised Salary 2025:
SBI PO Salary 2025 Deductions
Particulars
Amount
Employee PF Contribution
Rs. 5,648/-
Professional Tax
Rs. 200/-
Income Tax
Rs. 3,769/-
Total Deductions
Rs. 9,617/-
SBI PO Allowances and Perks
SBI PO perks and benefits 2025 include the benefit of having a settled career, job security, fixed allowances, and increments. This job is thus an attractive one to a huge number of candidates. 1. Travel Allowance, which compensates the employee for AC 2-tier fare during business trips. 2. House Rent Allowances depend on the city.
Metro cities: 9% of basic pay
Urban areas: 7% of basic pay
Rural areas: 5% of basic pay
3. Fixed allowances and regular increments. 4. Medical insurance covers 100% for the employee and 75% for family members, with cashless treatment available at selected medical facilities nationwide. 5. Extra allowances such as Newspaper Allowance, Entertainment Allowance, and Books Allowance differ according to the location of posting. 6. Entertainment allowance for leisure activities. 7. Concessionary interest rates for House Loans, Car Loans, and Personal Loans. 8. Leave Travel Concessions (LTC) for travel expenses. 9. Preferential interest rates for Housing Loans, Car Loans, and Personal Loans. 10. New pension scheme contributions.
SBI PO Salary Increment 2025
Considering the increments, basic pay, and additional allowances, after 5 years, the SBI PO Salary for a Probationary Officer could become very appealing. For instance, upon joining, an SBI PO receives a basic pay of Rs 48,480 along with 4 advance increments, so the salary framework incorporates DA, HRA, CCA, and others. Every year, the basic pay of SBI PO employees will be raised, and the basic pay after 7 years will amount to Rs. 62,480/-.
SBI PO Salary Increment 2025
Period
Increment
Basic Salary
First 4 increments
-
Rs. 48,480/-
First 7 years
Rs. 2000/-
Rs. 62,480/-
Next 2 years
Rs. 2340/-
Rs. 67,160/-
Another 7 years
Rs. 2680/-
Rs. 85920/-
SBI PO Job Profile
Here is the SBI PO job profile:
Candidates are given training regarding basic banking knowledge before joining through an online course
They are required to complete the course before joining
Selected candidates at the time of joining are also required to sign a bond of INR 2 lakhs
They are required to serve the bank for a minimum period of three years
The officers will be on probation for two years
They are subjected to continuous assessment during the probation period
Candidates meeting the parameters are confirmed in the service
Those who achieve higher scores are considered for direct placement in the next higher grade, Middle Management Grade Scale-II (MMGS-II), immediately after confirmation
SBI PO Salary After 5 Years
Candidates are often curious about the salary of an SBI PO after five years of service. Since the initial basic pay is quite substantial, the SBI PO Salary After five years is expected to be significantly higher. This increase is attributed to the regular increments included in the SBI PO pay scale for 2024. Based on this pay scale, we have outlined the basic SBI PO salary after five years below.
SBI PO Basic Salary After 5 Years: Rs. 58,480
SBI PO Salary After 8th Pay Commission
The SBI PO pay has not been updated by the 8th Pay Commission, as it has not yet been put into effect. The Seventh Pay Commission is the foundation of the present SBI PO pay scale. A pay increase for all government employees, including SBI POs, is expected with the implementation of the 8th Pay Commission.
SBI PO Promotions
After completing all phases of the selection process, a candidate becomes a probationary officer. They must then serve a probationary period of up to two years. During this time, they are appointed to the Junior Management Grade Scale-I (JMGS-I). To be confirmed in the bank's service, they must meet the evaluation standards set by the bank. SBI holds promotional exams regularly, providing opportunities for advancement. This allows hopefuls to progress quickly to higher management grades. The promotions follow a scale from 1 to 11, with 11 being the highest position.
Assistant Manager
Deputy Manager
Manager
Chief Manager
Assistant General Manager
Deputy General Manager
General Manager
Chief General Manager
Deputy Managing Director
Managing Director
Chairman
SBI PO Salary Package
The SBI Salary Annual Package is designed to offer appealing advantages to its employees. The yearly package consists of several elements, like basic pay, allowances, and perks, which together form the total compensation. To determine the SBI Salary Annual Package, the total Basic Pay, Dearness Allowances, HRA, City Compensatory Allowances, and additional benefits are taken into account. The overall annual package may differ based on several factors such as location (City X, Y, and Z), experience, and so on. The minimum Gross compensation is anticipated to be roughly Rs. 9. 50 lakhs per year, whereas the maximum gross compensation is expected to be about Rs. 11 lakhs per year.